How a tub heater really works
Most spa heaters are a compact stainless or titanium tube containing an electric element. Water is pumped through, the element warms it, and the water continues back to the tub. A flow switch or pressure switch confirms water is moving before the element is allowed to switch on, and a high-limit switch cuts power if the water gets too hot.
Because of this design, the same visible symptom, cold water, can come from four different places. If the filter is clogged, the flow switch holds the heater off. If a sensor reads wrong, the board thinks the tub is already warm. If the element is dead, nothing heats. If the cover is shot, the heat leaves almost as fast as it arrives.
The tub should warm at a steady rate that matches its size and the outdoor temperature. A big change from how it used to behave is the most useful clue we can get from you.
Temperature that runs away in the other direction deserves just as much respect. A tub that climbs past the set point may have a stuck relay or a probe that reads cold, and that is a safety matter as well as a comfort one. If the water is too hot to sit in, switch the tub off at the breaker and give us a call.